Spain Non-Lucrative or Passive Income Visa: A Complete Guide

If you've ever dreamt of living in Spain but aren’t planning on working or conducting business, the Non-Lucrative Visa is an ideal option. This visa offers residency without the need to engage in professional activities, as long as you can prove you have the financial means to support yourself. It’s perfect for retirees, remote income earners, or anyone seeking a quiet, Mediterranean life without the pressure of finding employment.

Here’s everything you need to know about this visa, who it’s for, and how you can begin your new life in Spain.

What Is the Spain Non-Lucrative Visa?

The Spain Non-Lucrative Visa allows non-EU citizens to reside in Spain without working or engaging in professional activities. While it doesn't grant a work permit, it does give you access to many of the benefits Spain has to offer, such as its healthcare system, educational institutions, and quality of life.

Although this visa does not allow employment, it is perfect for those with sufficient savings or passive income (such as rental income or a pension) who want to enjoy a prolonged stay in Spain. Plus, you are not required to invest or conduct business to be eligible, making it an excellent choice for retirees or those seeking a slower pace of life.

Who Can Apply for Spain’s Non-Lucrative Visa?

This visa is available to non-EU citizens who can demonstrate financial self-sufficiency without the need for employment in Spain. Specifically, you need to show that you have sufficient funds to support yourself and any family members accompanying you.

Eligible applicants include:

• Main applicant: Anyone who meets the financial requirements.
• Family members: Spouses, unmarried partners, dependent children, and dependent relatives in the ascending line (parents or grandparents) may also apply for the visa under the main applicant’s application.

Unlike the Golden Visa, this option does not require an investment, but you must be able to prove that you have adequate financial resources to sustain yourself during your stay.

Step-by-Step Guide: How to Apply for Spain’s Non-Lucrative Visa

The application process for the Non-Lucrative Visa is fairly straightforward, though it requires gathering several important documents. Here’s a breakdown of the key steps:

• Complete the National Visa Application Form: Each applicant must submit a signed visa application.
• Submit the Non-Lucrative Visa Application Form: This is a separate form (EX-01) specifically for this visa, which each applicant must fill out and sign.
• Photograph: A recent passport-sized photo with a light background must be included.
• Valid Passport: Your passport must be valid for at least one year and contain two blank pages. Make sure to provide a copy of the biometric data page.
• Proof of Financial Means: You must prove that you have sufficient financial resources to cover your living expenses during your stay. This can be done through:
• Bank statements
• Proof of pension or other passive income
• Documents showing you have a sufficient source of income (such as investments or savings)
• The required amount is equivalent to 400% of Spain's IPREM (Public Multiple Effects Income Indicator), which is approximately €28,800 per year for the main applicant, plus an additional €7,200 per family member.
• Health Insurance: You must have private or public health insurance that provides full coverage without co-pay, valid for one year in Spain.
• Criminal Record Certificate: This certificate must cover the last five years of your residence, and it should be apostilled and translated into Spanish.
• Medical Certificate: This certificate must declare that you do not suffer from any diseases that could impact public health, based on the 2005 International Health Regulations.
• Proof of Residency: You must provide documentation (such as a driver's license or state-issued ID) proving that you reside in the jurisdiction of the Spanish consulate where you are applying.
• Visa and Residence Permit Fees: Payment of visa fees must be completed, usually through a money order.

Why Choose Spain’s Non-Lucrative Visa?

The Non-Lucrative Visa provides an opportunity for those who wish to enjoy Spain’s lifestyle without the pressure of working. With its beautiful beaches, world-renowned cuisine, and high quality of life, Spain is the perfect destination for those seeking a slower pace. Here’s why this visa might be right for you:

• No Need for Investment or Work: You don’t need to invest in property or business, nor are you required to work to live in Spain.
• Family Benefits: The visa covers your spouse, children, and dependent relatives, making it ideal for families.
• Residency in Spain: Once granted, the visa allows you to reside in Spain for one year, with the option to renew it for additional years.
• Freedom of Movement: As a resident of Spain, you can travel freely within the Schengen Area.
• Path to Long-Term Residency and Citizenship: After five years, you can apply for long-term residency, and after ten years, you may be eligible for Spanish citizenship.

Final Thoughts

Spain’s Non-Lucrative Visa offers the perfect solution for those who want to reside in Spain without working. With its relatively straightforward application process and the freedom it provides, it’s a fantastic option for retirees, digital nomads with passive income, and anyone seeking a peaceful Mediterranean lifestyle.

Take the next step toward your dream life in Spain—apply for the Non-Lucrative Visa today!